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Terms & Conditions

Effective Date: October 2025

Welcome to Jiber (“App”). Jiber is a communication platform that allows users to connect, create communities, and send/receive digital assets such as USDC/USDT using a non-custodial wallet.
By creating an account or using Jiber, you agree to these Terms & Conditions (“Terms”).
If you do not agree, please do not use the App.
1. What Jiber Is (and Is Not)
Jiber provides:
  • Messaging and community features
  • A non-custodial wallet interface
  • Tools to send, receive, and manage supported digital assets
  • Creator support, tipping, and contribution features
Jiber IS NOT:
  • A bank or financial institution
  • A crypto exchange or custodian
  • An investment platform
  • A broker, advisor, or payment processor
  • Jiber does not hold, control, or manage your funds.
  • You are fully responsible for your digital assets and wallet keys.
2. Non-Custodial Wallet — Your Responsibility
When you create a wallet on Jiber:
  • The wallet is generated on-chain
  • Private keys/seed phrase are stored only on your device
  • Jiber cannot access, reset, recover, or modify your wallet
  • If you lose your seed phrase or private keys, your assets may be permanently lost.
  • Jiber cannot recover them, and we are not responsible for such losses.
You agree to:
  • Securely back up your seed phrase
  • Never share it with anyone
  • Understand that losing it may mean losing all funds stored in your wallet
  • Any transaction confirmed on-chain is irreversible.
3. Digital Asset Risk Disclaimer
Digital assets carry risk, including:
  • Price volatility
  • Regulatory changes
  • Network failures or delays
  • Smart contract bugs
  • Loss due to user error or malicious activity
You acknowledge and agree:
  • You use Jiber at your own risk
  • Jiber does not guarantee the value, security, or legality of any asset
  • Understand that losing it may mean losing all funds stored in your wallet
  • Any transaction confirmed on-chain is irreversible.
Jiber is not responsible for losses caused by:
  • Hacking or phishing
  • Mistaken transfers
  • Blockchain failures
  • Loss of keys
  • User mistakes
  • Jiber does not provide investment, tax, or legal advice.
4. Payments, Contributions, and Usage
Jiber enables features such as:
  • Tips and voluntary support
  • Contributions to communities and events
  • Creator access and perks
  • Peer-to-peer transfers
  • These are not bank payments and may not be treated as legal tender in certain jurisdictions.
You acknowledge:
  • Digital assets may be treated as virtual digital assets, not currency
  • Contributions and tips may be voluntary and non-refundable
  • You are responsible for any taxes or reporting obligations that apply
  • Where applicable, Jiber may display disclaimers based on your country.
5. Compliance and Lawful Use
You agree not to use Jiber for:
  • Money laundering or illegal activities
  • Scams, fraud, impersonation
  • Selling prohibited goods or services
  • Terrorism financing or sanctions violations
  • Harassment, abuse, or harmful content
  • We may suspend or terminate access if we suspect violation of these rules.
  • We may comply with valid law enforcement requests where required.
6. Fees
Jiber may charge fees (for example, flat outgoing transaction fees, boosts, or access features).
Fees are displayed in-App and may change.
Network (blockchain) fees are separate and non-refundable.
7. No Key Recovery, No Transaction Reversal
Because Jiber is non-custodial:
  • We cannot reverse transfers
  • We cannot access your wallet
  • We cannot restore lost assets
  • We cannot recover lost seed phrases
You permanently waive claims against Jiber for losses due to:
  • Loss or theft of keys
  • Sending assets to wrong addresses
  • Unauthorized access to your own device
  • Irreversible blockchain transactions
8. Account Security
You are responsible for:
  • Securing your device
  • Updating your app
  • Maintaining strong passwords
  • Preventing unauthorized access
  • If someone gains access to your wallet through your device or seed phrase, Jiber is not responsible.
9. Third-Party Services & Blockchains
Jiber relies on:
  • Blockchain networks (e.g., Solana)
  • Third-party APIs
  • Partner services (when applicable)
  • We do not control these networks or services.
  • Outages, bugs, or failures may impact your experience.
  • You agree Jiber is not liable for issues resulting from external networks or providers.
10. Termination
We reserve the right to modify, suspend, or terminate user accounts or features:
  • To comply with law
  • To prevent abuse
  • To maintain platform integrity
  • You may stop using Jiber at any time.
  • Terminating account access does not delete your blockchain wallet or transactions.
11. Limitation of Liability
To the maximum extent permitted by law:
  • Jiber, its founders, employees, and partners are not responsible for any indirect, incidental, or consequential damages, including loss of funds, data, revenue, or opportunity.
  • Total liability, if any, shall never exceed the amount you paid to Jiber in the last 12 months.
  • Some jurisdictions may not allow such limitations — in those cases, the minimum permitted standard applies.
12. No Guarantee of Availability
Jiber is provided “as is” and “as available.”
We do not guarantee:
  • Uninterrupted access
  • Bug-free experience
  • Compatibility with all devices
  • Success of any financial outcome
13. Taxes & Reporting
You are solely responsible for:
  • Understanding local regulations
  • Reporting applicable taxes
  • Following digital asset laws where you live
  • Jiber does not withhold or file taxes on your behalf.
14. Updates to Terms
We may update these Terms periodically.
Continued use of Jiber after changes means you accept the updated Terms.
Contact
For any questions about these Terms, please contact:
support@jiber.app